Embark on the discovery of exclusive urban villas, nestled within 500 meters of the sea on the island of Čiovo!
Not distant from the bustling city of Split and standing boldly across from the scenic Trogir, Čiovo emerges as a beacon among the beloved Adriatic islands for wanderlust-driven tourists.
It's the ideal refuge for those yearning to escape the constant hum of activity, offering a haven of tranquility for much-needed relaxation.
The apartment in offer, perched on the second floor of an enchanting urban villa, occupies an area of 65.91 m2.
Comprising an open-concept living room, kitchen, and dining space, one bedroom, a bathroom, and a private terrace adorned with a breathtaking view of the sea, this retreat beckons those seeking solace.
This apartment comes complete with its parking space, seamlessly integrated into the overall offering and a portion of the roof terrace that unfolds panoramic vistas.
This refined villa stands as a vital piece of a developing ensemble, comprising five urban villas that converge harmoniously, blending modern architecture with awe-inspiring views and opulent amenities.
Meticulously designed with an acute eye for detail, these villas are poised to epitomize perfection, ensuring the pinnacle of comfort and elegance. Each villa is a haven comprising three three-bedroom apartments, catering to diverse living preferences, with apartment areas ranging from 59 m2 to 163 m2.
The ground-floor apartments boast gardens with inviting swimming pools, while the penthouse crowns the structure with its expansive roof terrace. The investor, ever considerate, offers the possibility of dividing the apartments on all floors into a one-bedroom and a two-bedroom apartment. In this scenario, the two-bedroom ground-floor apartment enjoys a private swimming pool and garden, while the penthouse apartments share the rooftop terrace.
The anticipated completion of this architectural masterpiece is set for September 2024.
Seize the chance to claim your own piece of paradise on the captivating island of Čiovo!
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Bank Financing:
Credit Conditions Summary for Croatian Nationals Living and Working Abroad, and Foreign Nationals Without Residency in Croatia (brief summary of 4-5 Croatian banks practice).
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For Croatian nationals residing and employed abroad, eligible applicants include those with residence and employment in an EU country, a member state of the European Economic Area (EEA) (Iceland, Liechtenstein, Norway), or Switzerland.
Credit Terms for Croatian Nationals Abroad:
- Loan Amount: Up to 80% of the property’s official appraised value.
- Maximum Loan Amount: Generally up to €400,000 - €450,000 (loans up to €800,000 may be considered, subject to approval).
- Interest Rate: Current rates range from 3.69% to 4.19%.
- Collateral Requirement: Only available with a mortgage.
- Maximum Age: Up to 75 years, though most banks set a maximum of 67 years.
- Maximum Loan Duration: Up to 30 years.
- Property Insurance: Mandatory.
- Additional Insurance Requirements: Some banks require accident or life insurance.
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Credit Conditions for Foreign Nationals
Foreign nationals are eligible for credit only if they hold EU citizenship (Permanent or Temporary Residence status are NOT taken into account). Some Croatian banks finance only those EU countries where the Euro (€) is the official currency.
- Loan Amount: Typically between 50% and 70% of the property’s official appraised value, depending on the bank and loan size (with a minimum 30% down payment required).
- Maximum Loan Amount: Up to €400,000 - €450,000.
- Interest Rate: Current rates range from 3.89% to 4.19%.
- Collateral Requirement: Only available with a mortgage.
- Maximum Age: Up to 67 years.
- Maximum Loan Duration: Up to 30 years.
- Property Insurance: Mandatory.
- Additional Insurance Requirements: Some banks require accident or life insurance.
This summary offers a clear overview of the main lending terms for Croatian nationals living abroad and foreign nationals seeking credit without Croatian residency.
Please, note that not all Croatian banks are ready to provide financing to Croatian nationals living abroad and foreign nationals seeking credit without Croatian residency.
